IAC offers consumer credit to the retail and direct sales market.  We finance all types of goods and services as they relate to the fulfillment of consumer needs.  The products range from computers, electronics, home security, and software, to automobiles, home improvement, furniture and medical procedures.  IAC was established in 1955 and, since then, has grown steadily and met the needs of a constantly and dramatically changing marketplace.  Today IAC offers both closed-end retail financing, open-end revolving financing as well as consumer commercial leases.  During a span of almost 50 years, IAC's stability has never been in question. 



Direct sales, in one form or another, have long been part of our society.  The peddlers of America's frontier days became, in the 1950s, the Fullerbrush and Electrolux representatives who sold their wares to families in their homes.  In the decades following the 50s, the industry evolved to include in-home sales of cookware, fine china, crystal, flatware, encyclopedias, bedding, and health related products and accessories.

As the products evolved, so did the incentives and costs associated with selling them.  The quality of the products allowed them to command higher retail prices, which, in turn make the businesses more attractive to sellers.  But the higher prices also created a need for customer financing: the purchase of specialty items required tailored financing as opposed to credit cards.

IAC's retail business originated primarily from the direct sales industry.  The company was founded in 1955 for the purpose of sales financing and equipment leasing.  Over the years, IAC has kept pace with the changing trends in the retail market place.  IAC’s strength is, and has been in our ability to service the needs of those we deal with.  Whether it’s the individual consumer, or the million-dollar retailer. We have a long tradition of integrity, honesty and fairness to all we service.



At the present time, IAC offers its dealers closed-end retail financing, open-end revolving financing for retail purchases, and consumer leases.  IAC services nearly 100 dealers and a very broad and diversified consumer base throughout the Northeast and Mid-Atlantic regions, and parts of the West Coast and Southeast.  With our new Credit Response System (CRS) via the Internet and our web page, our dealers and retailers now have the ability to get instant approvals for their applicant 24/7.  All of the paperwork can be handled through the CRS and expedited for fast payment turnaround.  To find out more about IAC or learn more about CRS please feel free to call us at 800-682-6979 or email us at info@industrialacceptance.com.